If you are having trouble making payments on your home these days, you are not alone. A recent report from RealtyTrac, Inc. says foreclosure filings are up 48% from a year ago. States which have been hardest hit by foreclosures in 2008 include Nevada, California, Arizona, Michigan, Florida, and Colorado. Adding to these concerns, a new study released by Harvard University says the U.S. housing market is the worst in 50 years. The study notes the mortgage market meltdown, steep rise in foreclosures, the decline of new home construction, falling home prices, and mounting job losses have all converged to make recovery from the current real estate climate more difficult in the days ahead. You should know that there are some options out there for a refinance in Nevada.
If you are looking to buy a home, you may want to explore these 5 states to find house prices lower than they have been in the past. Arizona ? Home prices may be down 13% in the Grand Canyon State, but there are a lot of other great things that this state has going for it. The weather is beautiful and the state offers diverse living options. If you are young and looking for a hip, urban environment, check out Tempe ? home of Arizona State University. If you are looking for a more rural setting but still want the convenience of being near the city, look for homes in Casa Grande, referred to as ?The Heart of Arizona?.
Individuals who don?t have time to shop around for best refinance rates might want to use the services of a Mortgage broker. It is important to work with brokers well-established within the lending industry, as they are swiftly able to locate suitable lenders.
Talk with counselors of national programs such as HOPE NOW. It is an alliance between lenders, credit and mortgage counselors, and investors. HOPE NOW can assist distressed homeowners by providing streamline measures and options to prevent foreclosure.
Utah ? If you love to ski, you can?t beat Utah. And with housing prices down 8.9% you may not be able to beat the deals you can find here either. Utah is also a great place to live. The cities of Ogden-Clearfield & Provo-Orem were featured in the number 2 & 3 spots on the Forbes.com Most Livable Cities list. Falling house prices can provide great opportunities for those looking to buy their first home or refinance. If you are looking for a refinance in Nevada or any of these states, don?t delay. Rates are at an all time low.
Looking to find the best deal on refinance Nevada, then visit www.fhastreamlinerefinance.com to find the best advice on refinance in Nevada loan for you.
Source: http://thebestmortgageloan.com/mortgage/buy-a-low-priced-home-or-refinance-in-nevada
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